Whether you're new to exploring money together or you've been in each other's lives for several years, know it's never too late to start and begin on the right foot. Imagine being able to finally have the right money talk that you've been putting off for so long.
How would it feel to establish your financial household the right way rather than guessing and just getting by? What kind of difference would that make in your life and relationship? You both can live with better decisions, less stress, fewer arguments, and more love. You can both breathe a sigh of relief and know, "We're doing the right thing."
Do Before I Do was created to help you develop more respect and understanding for each other's actions, behaviors, and choices; and to inspire you to grow closer in love and respect through the process of financial empowerment.
Get ready to embark on this journey together. My ultimate dream is for both of you to create an amazing life with "The One" and to establish a strong financial foundation. Whether you're deciding to make a big, lifelong commitment to one another or whether you have the experience and wisdom to start again and give love another chance, be confident knowing that from this day forward, you're doing things differently and intelligently and paving the path headed towards financial happiness.
Some topics I discuss in the book include:
Money isn't everything but it impacts most things. And it certainly has a profound impact in relationships and marriage. Do Before I Do is packed full of financial truths that every person in a relationship should read. In fact, I recommend partners read the book at the same time and discuss each chapter. This will help break the taboo about money coupling. Jen expertly guides you through some very tough situations that will open your mind and your hearts to ensure money doesn't get in the way of love.
Jason Vitug - Author
Founder of Phroogal and Author of You Only Live Once:
The Roadmap to Financial Wellness and a Purposeful Life
IG: @jasonvitug Twitter: @jasonvitug
I work with individuals and couples in helping them develop better interpersonal relationship skills and become effective communicators in their relationships. Finances is a topic that we discuss in depth because understanding each persons relationship with money can make or break a relationship but it doesn't have to be that way. “Do Before I Do” is an incredible resource that helps couples engage in an open dialogue about money before taking that next step. I highly recommend this book because it will help couples get on the right path to co-creating a healthy relationship around money, ultimately leading to a fulfilling and happy household. It’s definitely a must-read!
Michelle Galarza -
Certified Dating and Relationship Specialist (CRS)® and Bestselling Author
I've known Jennifer for about five years. She is definitely someone you want to work with, as she's kind, easy to talk to, professional, and an expert in her field. I work with couples, and many times finances become a reason for their challenges. Couples who are engaged are ideal for this book, because they read "Do Before I Do" their marriage has a better chance of growing in a healthy way. I recommend each couple who hasn't read this book purchase it. It will only help their relationship. I endorse this book!
Dr. Lateefah Wielenga - Doctor of Depth Psychology
Couples Coaching - www.coachingkiva.com
Jennifer provides an introspective approach to address the unconscious choices we make that sabotage our finances, and therefore relationships, and provides tools to empower our choices that are in alignment with our values and goals. This is a must read to design a cohesive financial relationship with a partner. If I had read this book before marriage, I might not have divorced. We could of had the opportunity to align our mutual financial values, address our toxic spending habits, and a more solid framework in which to grow financially.
Cheryl Nielsen - Author, Forensic Real Estate Divorce Strategist®
Meritage Realty, Inc. & Meritage Divorce
A must read for all engaged couples! Jennifer asks the tough questions we all avoid as couples and her advise goes beyond just simply "balancing your checkbook." Having clear answers and a joint vision to how financial obligations and growth would be handled is essential as opposed to the hope of "living happily ever after" as most couples lack the courage to face their challenges head on.
Edwin Baloloy - Realtor
This book is a MUST-READ for anyone contemplating marriage or couples that are serious about their relationship. Jen uses great stories and sometimes her own past situations to illustrate some problems and challenges couples can run into when they do not plan. She covers topics that most people don't want to talk about because they feel it's complicated or intimidating but helps open the door to start the dialogue. "Do Before I Do" is very practical, has great examples, easy to read, and helps people think about the issues they should consider before they get married. Having kids, talking about money, and what to do with end of life planning - these can be tough subjects. This book helps couples understand the importance of talking about this stuff in an open and honest way.
Michael Ong Gonzales - CPA, CMA, CIA, CGMA, MBT
“Do Before I Do” is a great guide that provides clear and simple direction to help you and your future spouse (or current spouse) “live your best financial life now”. In this book you find important and relevant topics concerning what makes for a healthy “financial relationship” - and how to create and nurture one if you presently don’t have that. I also appreciate Jennifer’s openness about the mistakes she has made, the lessons she has learned, how you can avoid those same mistakes and benefit from her hard won wisdom. As a marital and pre- marital coach and pastor I will be recommending “Do Before You Do” to my clients and assigning it as part of their homework and “must reads”. Great work Jennifer! Thank you for the gift of “Do Before You Do!”
Mike Davis - Lead trainer/Coach President and Pastor
The Optimal Performance Group and The Centre for Christian Training and Development
Twitter: @emotionscoach www.cctdonline.com
This book is an excellent read for any couple who wants to get serious about their relationship and their money. Marriage can be challenging, but it doesn't have to be in the area of finances. As a CPA for almost 25 years, I have seen numerous financial disasters that can lead to marital problems. Jen gives real examples, even of her own, practical solutions, and the questions you need to be asking each other before saying, "I do." She encourages partners to be real and honest with one another and she brings up certain subject matters that often are never addressed or only touched upon when it's too late. I highly recommend this book for couples who are seeking financial help knowing that it definitely has a tremendous impact on so many areas of your marriage.
Pablo Ortiz - CPA
Ortiz Accountancy Group
Problems involving money are one of the leading causes of divorce, so people would greatly benefit by following the advice covered in this book. When two people come together, it’s so important that they are on the same page to avoid unwanted surprises in dealing with their finances. Jen provides an easy to read, easy to understand, and supportive way to bring up the things that couples need to talk about. She guides you on how to have open conversations with each other. I highly recommend Do Before I Do to all couples and individuals who are ready to take those next big steps in their relationship.
Ronda A. Middleton, Esq. - Family Law Attorney
The Law Offices of Ronda A. Middleton
As a Marriage and Family Therapist, one of the most frequent problems that couples seek counseling for is financial problems. The most helpful thing I can say is this: If you are planning to get married and are a person who is not fond of comingling finances, collectively budgeting, saving, planning etc., it might be a good idea to remain single. Being in a committed marriage entails having the capacity and desire to "Do Together." Finances is one of the most important areas of marriage and it will require a great deal of trust and honesty. When finances are a joint effort for couples, they accomplish more, and share in the realization of their life goals. Financial trust and respect is something that is earned and should be incorporated from the beginning of the marriage. In most instances, it's much to difficult to establish after the financial system fails. Money can’t buy love, but it can result in a cataclysmic mess if mismanaged and Do Before I Do helps individuals and couples open their eyes to taking a serious look at how to handle money together.
Bobette Jamison-Harrison, M.S., LMFT
For someone like myself who has worked with families advising and guiding them in their unique situations, which range from early in the estate planning process to probate, I see what families go through when they aren't fully prepared for the unexpected. “Do Before I Do” helps couples face the realities of life when it comes to preparing for legal and estate planning matters. It is very important to have the right documents in place. I encourage couples and families to read this book to understand the importance of starting the conversation about estate planning in order to minimize headache and costs in the future.
Nathaniel F. Epstein, Esq. ,
Probate and Estate Planning Attorney
Having gone through a failed marriage that ultimately ended in divorce and having her fair share of arguments about money, Jen Fontanilla understands the pain of not seeing eye to eye with your partner when it comes to money. Being financially affected by divorce, her passion is to help prevent others from going down the same path and to help partners avoid fights, stay together and build a solid financial future.
Jen always strives to find ways to explain things in a simple, engaging and easy-to-understand way and when it comes to money, she knows that there is a ton of confusing information out there that ends up leaving people even more confused. Jen has been in financial services for over 15 years, formerly a financial advisor, and now a Certified Financial Education Instructor through the National Financial Educators Council (NFEC), Certified Money Coach (CMC)®, and speaker, helping people get their money organized and on the right track so that they can focus on their passion and level up their life. She is also a co-author of four other bestselling books that inspire women about motherhood, entrepreneurship and having faith.